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Game-Changer for Small Businesses: How Nigeria’s New Tax Reform Could Spark Real Growth

 Nigeria has taken a bold step toward modernizing its economic framework with the signing of four significant tax reform bills by President Bola Tinubu. Beyond just fiscal restructuring, this move signals a renewed commitment to building a more inclusive and growth-oriented economy particularly for Micro, Small, and Medium Enterprises (MSMEs), which remain the backbone of job creation in Nigeria. For too long, MSMEs have operated under the weight of multiple taxes, inconsistent levies, and burdensome regulatory processes that often discourage growth and formalization. With the new reforms—set to take effect from January 2026 the government is centralizing tax administration, simplifying the tax structure, and introducing clearer exemptions for small businesses. Companies earning ₦50 million or less annually are now exempt from several key taxes, while individuals earning below ₦800,000 monthly are also free from personal income tax obligations. This creates a friendlier operating e...
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A New Chapter: Growing Personally and Building a Better World

 It’s been a while since I last published on this blog. Life happened; shifts, growth, waiting, and reflection. But in that space, something powerful took root: a renewed clarity about purpose. When I first started writing here, my goal was simple,to share stories and lessons about personal growth. I wanted to explore how we could become better versions of ourselves, how we could heal, grow, and step into our potential. That passion hasn’t changed. What has changed is the vision: it’s now bigger. Today, I’m reopening this blog with a broader purpose. We’re still going to talk about growth but now we’re stretching it beyond the personal. We’re talking about how our personal development connects to economic empowerment, decent work, and building sustainable communities. We’re talking about SDG 8. If you’re not familiar, SDG 8 is one of the United Nations’ Sustainable Development Goals. It focuses on promoting sustained, inclusive economic growth, full and productive employment, and d...

HELPING A CHILD BREAK OUT FROM THE STING CALLED FEAR.

 Helping a child overcome fear or anxiety requires patience, understanding, and a supportive approach. Here are some steps you can take: Listen and Validate: First and foremost, listen to your child's fears and concerns without judgment. Let them know that it's okay to feel scared or anxious and that their feelings are valid. Provide Reassurance: Offer comfort and reassurance. Let your child know that you're there to protect and support them.  Gradual Exposure: If the fear is related to a specific situation or object, consider gradual exposure. Start with small, manageable steps to help them become more comfortable with what they fear. Teach Coping Strategies: Teach your child age-appropriate coping strategies. Breathing exercises, positive self-talk, and distraction techniques can be helpful. Positive Role Modeling: Children often learn by observing their parents or caregivers. Be a positive role model by demonstrating how to manage fear or anxiety effectively. Maintain Ro...

THE CHRONICLES.

 THE CHRONICLES. In the past few years, I have not been consistent in writing on this Blog.  I have been occupied with a lot of things and in the process I have come to realize that growth is the ability to take responsibility and also be able to balance every area of your life.  I also got distracted in the process from the primary purpose but Thank God for God! 🤭( I mean this). I have come to realize that without a clear purpose, you will keep changing directions, jobs, relationships, or other externals-hoping each change will settle the confusion or fill the emptiness in your heart. The point is that it's in human nature to get distracted so you keep moving from one place to another without direction. You think, Maybe this time it will be different, but it doesn't solve your real problem lack of focus and purpose. The Bible says, "Don't live carelessly, unthinkingly. Make sure you understand what the Master wants."What the Master wants is for us to live solely...

OVERCOME THE FEAR AND TAKE ACTION

   Do you know why most people don't take action in their lives?     Because they are afraid of the unknown. After all, nobody likes things they're not familiar with. We hate when things don't go according to plan.   When unexpected events make us find new ways to do things.  Maybe it's an important decision you have to make without knowing all the details.   Maybe you need to get something done without really knowing how to do it. Or maybe it's a worldwide crisis never seen before like last year's.   It doesn't matter how well prepared you are for these things...   There will always be a moment where these situations will catch you by surprise.  It's just inevitable.  All those situations make us feel uncertain...  They paralyze us and stop us from going after our goals.   And what happens to those who let their fear of the unknown take over?   Well, they never get to live to their fullest potential.  They ...

PURPOSE DISCOVERY

   It's a new month and I believed you have been doing amazingly well, I will use this opportunity to wish you the best of this new month.   Let's dive to what we have today, one of Myles Munroe quote's say"Until purpose is discover, existence has no meaning, for purpose is the source of fulfillment." You must understand that until you discover your purpose as a person that's when your life make sense.   In the journey of life, you will get to stage  where you ask yourself the 'Wh"questions. You are really eager to know "why", "what"and where  you are heading to in life.    These questions ring in your mind consciously or unconsciously. Discovering your purpose as a person requires something from you and also you must know that to fulfill purpose you need to know who created you, when you know who created you, it will be easy for you to discover your purpose of existence.  God who created you, created you for a specific reason. He ...

WHAT PERSONAL DEVELOPMENT REALLY ENTAILS .

  In my  last blog post, I shared some tips on how you can build your self confidence,  in which one of it was personal development.    Today, I will be shedding  more light on what personal development entails.Take a seat and let's journey together in becoming your best self.    Personal development is all about you, it's  all about you becoming a better person! Let me say it is the collection of deliberate activities geared towards the betterment of one's life. It's more of a personal drive for growth and improvement.   There are some areas which you can develop your self, I will be listing the areas ; 🏷 SPIRITUALITY DEVELOPMENT : It covers the ability to revolve with an invisible one, how much you are able to develop your spiritual life because most timewe focus more on the physical and neglect the spiritual. This is the aspect of personal development  that launches you in a realm beyond physical. Your ability to know how ...